MERRY CHRISTMAS TO ALL INSURANCE PROFESSIONALS

MERRY CHRISTMAS TO ALL INSURANCE PROFESSIONALS

An Insurance Christmas

Twas the eve of my renewal (12:01 AM 12/25) and all through my house (ISO class 2 single family joisted masonry, Terr 44, PC 5) not a creature was stirring not even a mouse (through pride of ownership and excellent maintenance). The (flame-retardant) stockings were hung by the (contractor installed) chimney with are in hopes that St. Nicholas would soon be there (in spite of dead-bolt locks and central station alarm system) (note to check if sleigh rated business use and corporate owned as well as order medical on 60 year old driver!).

The children (ages 4, 8, 14 & 16) were all nestled snug in their beds (check mvr on 16 yr old) while visions of sugar plums danced in their heads (must check for drug use).

Ma in her 'kerchief (scheduled heirloom) and I in my cap (no slave to fashion) had just settled down for a long winters nap (check employment, is insured sleeping all day?) when out on the lawn there arose such a clatter, I jumped out of bed to see what was the matter. Away to the window(double insulated cam type lock)I flew like a flash, threw back the curtains and tore open the sash (intentional destructive act, no coverage, also as far as we know, insured only wearing a cap in front of uncovered window).

What to my wondrous eyes should appear but a red sleigh and 8 reindeer. With a little old driver so round and fat (notify life u/w for possible rating), I knew it right away that it must be St. Nick. More rapid than eagles (check mvr for speeding violations) his coursers they came and he whistled and shouted and called them by name (possible aggressive driver).

Now Dasher (turbo equip?) now Dancer (Classic?) now Prancer (check life style) now Vixen (definitely check lifestyle) on Comet (possible muscle deer) on Cupid (lifestyle again!) on Donner (4X4) and Blitzen (possible drinking problem?).

Up on the porch to the top of the wall, now dash away all, (old man climbing walls either in great shape or overly medicated). So up to the housetop the coursers they flew with a sleigh full of toys and St. Nick too! As I drew in my head and was turning around, down the chimney (fall arrest protection?) he came with a bound. A bundle of toys he had flung on his back.(Proper lifting ‘ergonomic’ practices?

The stump of a pipe he held tight in his teeth and the smoke encircled his head like a wreath (memo: do not give non-smoker discount). He was chubby and plump, a right jolly elf (overweight for height) and I laughed when I saw him in spite of myself. A wink of his eye and a nod of his head soon gave me reason I had nothing to dread. (stranger enters past alarm and insured not worried?). Well - Merry Christmas to all and to all a good night!